An Following For Three Specific Periods During...

99 | |I N INDDIVIIVDIDUUAAL L+ +C CAAMMPUPUS S+ +C OCOMMMMUUNNITIYT YA TA TA GUESOTIRNG PEE MAYA SSTOANT EU UNNIVIEVRESRISTIYTY 3. Chapter Development Please provide the following for three specific time periods: during colonization, for the first two years after chartering and in five to ten years: †¢ Membership goals (recruitment numbers, GPA) †¢ Community interaction and service projects †¢ Campus involvement goals †¢ Programming initiatives (educational/cultural/faculty) †¢ Chapter and alumni board finances †¢ Fundraising efforts †¢ Impact on Greek and Austin Peay State University communities Kappa Kappa Gamma colonies are held to the same expectations and standards as our chapters. Once installed, the chapter will have key milestones related†¦show more content†¦We know our chapter will be a positive influence in the Clarksville community, the Middle Tennessee region, and beyond. Campus Involvement Goals: We expect our chapter to be active and enthusiastic supporters of the other Greek-letter organizations on the Austin Peay State University campus. We encourage members to form positive, collaborative relationships with their Greek-letter peers as well as participate in events and philanthropic efforts. Our members will be expected to be valuable and contributing members to the Panhellenic Council and hold leadership positions on the executive board. Additionally, we encourage our members to participate in and hold leadership roles in other campus organizations. Kappa chapters are encouraged to hold only two events each week. This allows our members with the time to pursue other interests and support other campus organizations. no. 3, continued Programming Initiatives (educational/cultural/faculty): Our educational initiative is called Every Member Education (EME). It focuses on seven, defined core educational values known as our Pillars of Education: Sisterhood Leadership Intellectual Development Well-Being Community Responsibility Human Dignity Heritage EME begins on the first day of membership and continues throughout a member’s lifetime. You will learn more about EME later on in the QA section. To help implement EME and educationalShow MoreRelatedMajor Events During Colonization Of The First Two Years After Chartering State University1641 Words   |  7 PagesChapter Development Please provide the following for three specific time periods: during colonization, for the first two years after chartering and in five to ten years: †¢ Membership goals (recruitment numbers, GPA) †¢ Community interaction and service projects †¢ Campus involvement goals †¢ Programming initiatives (educational/cultural/faculty) †¢ Chapter and alumni board finances †¢ Fundraising efforts †¢ Impact on Greek and Austin Peay State University communities Kappa Kappa Gamma colonies are held

The Policy And Actions That Can Be Taken For End The...

The purpose of this paper is to evaluate the policy and actions that can be taken to end the homelessness issue. Homeless is a serious multi-faceted issue that requires the involvement of many agencies, policymakers, governments and faith-organizations. Having no home is a miserable experience, causing health problems, exacerbating existing health problems, and complicating treatment. It is so difficult to find a safe place to stay, obtain enough food, keep clean, and stay out of the way of the police and even sleeping on the streets, on people’s sofa and in doorways, Baltimore’s homeless population has been increased in recent years. There are several answers to this issue, and its depend on the individual’s matters. One of the solutions to end homelessness in Baltimore city is housing, trying to re-housing the homeless people in a safe environment. Second, ending poverty, next another solution to homelessness is guaranteeing that everybody has the health and c onfirmatory services that they need to stay housed. For individuals who are mentally sick or physically disabled. It is often the case that overburdened family members cannot or do not wish to care for them. This reduces their options to abandoned buildings or underpasses (LeBell, April 5, 2016). The first destination homeless people go is emergency shelters. However, in emergency shelter space is limited. Many homeless people who have used it; also believe it is very chaotic and dangerous.Show MoreRelatedMayor Schells Zero Homeless Family Pledge1240 Words   |  5 PagesContents Abstract: 2 Introduction: 2 Policy Choices: 2 Pre Implementation and Design Strategies 4 Steps Taken to Reengineer the Program 4 Importance of Conducting Assessments Prior to Implementation 5 References: 6 Abstract: The paper discusses Mayors Schells zero homeless family pledge. Mayor Schell was determined to eliminate the homelessness in Seattle when he became the mayor in 1998, to achieve his mission he and his team came up with some strategies and restructuring whichRead MoreHomeless Strategy Essay1295 Words   |  6 PagesHomeless Family Strategy: A Policy Evaluation Modern Public Administration Professor W. H. Roberts The case at hand addresses the crisis of homelessness in Seattle. Mayor Schell attempts to tackle the problem and makes a pledge to end the epidemic that he may or may not be able to keep. Specifically, the mayor pledges in June that by Christmas 1998 there will not be homeless women or children living on the streets of his cities (Electronic Hallway). This pledge garneredRead MoreThe Effects Of Homelessness On The Homeless Population1372 Words   |  6 Pages History of Homelessness The term to describe the homeless may have changed over time, however the issue of housing insecurity has remained for some Americans throughout history (Kusmer, 2001). Although the homeless population has always maintained in the United States, homelessness became a national issue in 1870 with the emergence of the â€Å"tramp†: these were men that banded together, rode trains illegally and had negative interactions with law enforcement (2001). The movement of the homeless fromRead More Homes for the Homeless1436 Words   |  6 PagesHomelessness is a major health issue around the world that needs to be addressed. Many individuals in a community often misinterpret the cause of homelessness. Comments towards homeless people such as â€Å"get a job† or â€Å"go to school† often are used freely by members of soci-ety because they fail to look at the comprehensive of this oppressing issue. Homelessness has a strong link to the determinants of health (DOH), most n otably income and social status (Fingfeld, 2010). The article, â€Å"No FundingRead MoreHomelessness In America1007 Words   |  5 PagesHomelessness in the United States is a serious problem that can be helped by giving homeless people opportunities to thrive in better conditions and/or communities. Although getting them off the streets is a huge step in the right direction, other actions need to be taken. Making sure they have somebody in their corner is a huge step in that process. There are 1,750,000 homeless people on the streets at this very moment. 1 in 30 children in the US, 40% of the homeless population are also VeteransRead MoreIs Homelessness A Public Issue?1817 Words   |  8 PagesOur policy issue in this paper concerned the homeless in Baltimore city. The research also emphasizes the issue of concentrated housing prices, lower-income people, which research indicates has a deleterious impact on the life of numerous people. Homelessness is a public issue that should be addressed because it raises many negative than positive implications and it is a current issue that has never been resolved. Today, the percentage of numerous homeless people have grown (increases). As a resultRead MoreEssay on The Causes of Homelessness1301 Words   |  6 Pagesproblem: homelessness. Homelessness in America could be considered a major issue considering that over six hundred thousand people are homeless at any one time. Of those homeless, 46% were individuals not regularly occurring homelessness, 37% were individuals with chronic homelessness, and about 16% were families (National Alliance to End Homelessness, 2013). One might ask themselves, â€Å"How does this affect me?† Currently, it might not, however if you look at the statistics, homelessness was not aRead Morehomeess in america Essay1444 Words   |  6 Pagesmaybe we might end up homeless with nothing but the clothes on your back. Being American and in â€Å"the land of opportunity† we see and hear of endless possibilities, but everyone does not get to enjoy the possibilities because the possibilities are not really endless. Homelessness in America is a persistent, complex, and widely-occurring problem that incorporates many economic, social, and psychological dimensions. After years of war and economic decline, the ranks of the homelessness have grown toRead MoreHomeless People Move Into Traditional Housing Essay1680 Words   |  7 PagesMany public policies have been done to reduce the number of the homelessness and to help out those to rebound back to the normal life. Most policies focus on ending homelessness. Program s such as Continuum of Care Program (CoC) which is helping homeless people move into traditional housing, Emergency Solutions Grants Program (ESG) which is regaining stability in permanent housing, Rural Housing Stability Assistance Program (RHSP) which is stabilizing the individuals and who with risk of losing housingRead MoreCase Study : Building A Policy Briefing1699 Words   |  7 Pages ASSIGNMENT3: BUILDING A POLICY BRIEFING Stephana PEA Prof. Aaron Watches May 8, 2016 Submitted on April 11, 2016 University of Baltimore- Spring Quarter 2016 What can the Baltimore government/policy makers do about homeless in Baltimore? The purpose of this paper is to evaluate the policy and actions that can be taken to end the homelessness issue. Homeless is a serious multi-faceted issue that requires the involvement of many agencies, policymakers, governments and faith-organizations

Capital Structure Debt Financing

Question: Discuss about theCapital Structurefor Debt Financing. Answer: Leverage Implication for Debt Financing Debts are borrowed money from creditors and when companies take on debt, they are said to be leveraged. In other words, highly leveraged organizations are those that pursue relatively high amounts of debt. Although, debt represents an obligation towards creditors, it is helpful for existing owners due to the effect of financial leverage. Furthermore, defaulting on a loan can result in bankruptcy and financial distress, especially if the company is highly leveraged, and is encountering problems paying off various creditors. Even so, debt is regarded as a major financing choice because when companies utilize debt to offer further capital for their business activities, equity owners gain an opportunity to keep extra profits generated through the debt capital, after payment of interests (Horngren, 2013). Equity investors possess a higher equity return due to additional profits offered by debt financing, given the same equity amount. Besides, debt represents how risks are borne by shareho lders and therefore, debt financing enhances the risk shareholders must encounter in reducing the stock price on a per-share basis. Thus, all things being equivalent, the highly leveraged stock price of a company is lesser than a company with relatively low leverage (Williams, 2012). Decomposition of ROE model, also called DuPont Analysis is an expression that breaks Return on Equity into three different parts. This analysis assists an analyst to understand the origin of inferior or superior return by comparison with organizations in similar businesses. The ROE ratio is a measure of the rate of return to the shareholders. Decomposing the ROE into several factors plays a key role in influencing the performance of a company. It presents ratios utilized in fundamental evaluation. Firstly, the tax burden of company is Net Income / Pretax Profit. This is the profit proportion retained after payment of income taxes. Secondly, the interest burden of a company is pretax gain / EBIT (Guerard, 2013). This indicates firms with no financial leverage or debt. Thirdly, the Return on sales of a company is EBIT / Sales. Fourthly, the asset turnover of a company is Sales / Assets. Fifthly, the leverage ratio is Assets / Equity. Lastly, the compound leverage factor is Interest bur den * Leverage. Therefore, after decomposition of ROE model, the equation comes to: The leverage implications for EPS is that financial leverage can enhance such EPS as long as the after tax expense of the debts are less than the return on investment on the borrowed money. Moreover, as the debt equity ratio enhances, the risk of leverage also enhances and any alteration in the situation of company can cause the leverage to possess a negative influence. Besides, if the return on equity of a company declines, it must still cover the interest expense of debt that means a more pronounced decline in earnings per share than if there were less leverage (Horngren, 2013). A high degree of leverage depicts that the EPS of a company is more volatile. For instance, if company ABC has an EBIT of $50 million, interest cost of $15 million and outstanding shares of 50 million in the first year. The outcome of ABCs EPS comes to 70 cents ($50 million - $15 million) / (50 million). In the second year, if ABC has EBIT of $200 million, interest expense of $25 million and outstanding sha res of 50 million. The resulting EPS comes to $3.50 ($200 million-$25 million) / (50 million). On a whole, the resulting financial leverage of ABC comes to 1.33 (($3.5 - $0.7)/$0.7) / (($200 million - $50 million)/$50 million). Hence, if the EBIT of the decreases or increases by one percent, the degree of financial leverage portrays that its EPS increases or decreases by 1.33%. Capital Structure Theory Capital structure theory is a key in taking any management decision regarding the equity and debt mix of the organization. Wherein the intent of every management is to increase the benefit to the shareholders of the organization, however, it has both good effect and a bad effect attached with the same. Though increasing the debt in the capital structure helps in reducing the tax payments as the interest being paid on the debt taken by the organization is a deductible expenditure while computing the tax payable of the organization but it creates an obligation on the management to pay high interest which in long term becomes difficult for the organization to continue with the same (Laux, 2014). This leads in bankruptcy. As the obligation becomes difficult for the organization to meet, it ultimately leads in non- payment of interest as well as the debt taken by the organization. On the other hand side if there is no tax benefit attached with the debt being taken then the organization wi ll obviously be interested in meeting its capital requirements by increasing the equity i.e. by raising share capital structure of the organization. This would definitely lower the bankruptcy rate as the organization will not be under pressure to repay the debt and the fund of the shareholders will be used for the meeting the capital requirements of the organization. There are various theories having different implications. One of it is signaling theory which is an important tool in considering the debt equity mix for the capital structure as is an organization would increase the equity then it would indirectly send a signal to the investors that the organization may be facing liquidity issues and also it results in diluting the share value. On the other hand if the organization raises debt to fulfill its requirement and the organization is unable to meet the repayment of debt then credit rating will be downgraded which would send a bad signal to the investors. However, debt is usually preferred over equity. As per the constraining managers theory the management tries to reduce the cash flow but a risk arises if the managers are unable to service the debt on time and the organization becomes bankrupt it automatically results in the managers losing their job which is a bad decision of the management (Williams, 2012). Pecking order hypothesis theor y states that the capital requirements of an organization should be met through the income generated by the organization, then it should use the funds by selling it short term marketable securities, if more funds are required then the organization should take debts from the market, then it should issue the preferential shares in the market and get money through this only after that it should raise money through the issue of equity shares in the market. According to windows of opportunity theory, an organization waits for the right time when it can get a particular at a right rate. This helps the investors in understanding that the management is trying to keep the costs low. Overall it has been understood that taking debt from the market is always better than raising fund through issue of equity. Debt Choices Making this choice between debt and equity and how much debt to carry in the books is an important decision for each company. This factor is also highly affected by the kind of industry that the firm is. Firms with low inventory and high cash business requires less debt as they need not invest in high infrastructure and hence less debt. Debt is usually needed to invest in long term asset creation (Fields, 2011). This long term effect of the debt has a direct bearing on the asset-liability equation of the company and has to ensure that liquidity does not go bust. Another factor affecting the choice of debt is the firm's credit rating, size, market-to-book ratio, profitability, degree of leverage, and tangible assets. Some industries make a lot of use of debt such as airlines, real estate, utilities and financial services (such as banks). The reason is that the main asset or selling point of these firms is aircrafts, buildings and land, loans respectively which cannot be bought directly and is usually leased and rented out. This creates the debt component on the balance sheet (Fields, 2011). For example telecommunications industry needs to build towers across the landscape to ensure connectivity, purchase spectrum during government auctions as these are its assets which create the services. Thus these companies carry a high Debt-equity ratio and it is important to note the importance of this number along with a few other indicators (Brealey et.al, 2014). These companies will have a high fixed interest rate and a high financial leverage. Normally industries such as services go with the acceptable debt equity ratio of 1 -1.5 that is Liabilities/Equity. Capital intensive industries need a higher number in its normal operation usually more than 2. This is generally accepted debt- equity typical of each industry. Generally a high debt-to-equity ratio indicates a companys inability to satisfy its debt obligations. However a very low debt-equity might also indicate that the company is not taking advantage of its financial leverage available to it. Also, industries like airlines which make use of operating leases are allowed by accounting laws to keep the capital leases as an off-balance sheet item but the right way to look at debt is to add these to the debt in the balance sheet as they are similar to debt in nature. Among them are aerospace and defense, along with those companies which are manufacturers of general building materials and farm and construction machinery (Graham Smart, 2012). The average debt-to-equity ratio for the industrial goods sector can be as high as 1.90. The average for the services industry was 1.6 and the average for utilities was 1.40. The finance sector's average debt-to-equity ratio in the U.S was an eye-popping 2.6 in 2015. Within the sector, the mortgage investment industry showed an average of 8.9. This huge disparity between debt and equity for financial companies when compared to other industries is not a cause for concern. As discussed, a financial company such as a bank borrows money at a lower rate and lends the money at a higher rate, making a profit on the spread between the two (Leo, 2011). Hence it is important to take care of such nuances while looking at companies financial positions. Companies need to issue bonds and prefer that rather than sell additional shares because of the lower cost of debt, as also because interest payments are tax deductible. Issuing additional shares also dilutes the fractional ownership of shareholders and can affect and halt managerial decisions (Albrecht et. al, 2011). What matters is whether the company invests the proceeds from its borrowing into projects that generate a return above its cost of capital. It is important to study the background of the industry, its operating environment and its nuances to really understand if a particular firm is carrying excess debt or following the norm. References Albrecht, W., Stice, E. Stice, J. (2011). Financial accounting. Mason, OH: Thomson/South-Western. Brealey, R, Myers, S. Allen, F. (2014). Principles of corporate finance. New York: McGraw-Hill/Irwin. Fields, E. (2011). The essentials of finance and accounting for nonfinancial managers, New York: American Management Association. Graham, J. Smart, S. (2012). Introduction to corporate finance. Australia: South-Western Cengage Learning. Guerard, J. (2013).Introduction to financial forecasting in investment analysis. New York, NY: Springer. Horngren, C. (2013)Financial accounting. Frenchs Forest, N.S.W: Pearson Australia Group. Laux, B. (2014). Discussion of The role of revenue recognition in performance reporting. Accounting and Business Research, 44(4), 380-382. Leo, K. J. (2011). Company Accounting, Boston:McGraw Hill Williams, J. (2012).Financial accounting. New York: McGraw-Hill/Irwin.

Sociology Spatial Approaches To Urban Sociology Essay Example Essay Example

Sociology: Spatial Approaches To Urban Sociology Essay Example Paper Sociology: Spatial Approaches To Urban Sociology Essay Introduction According to the expert analysis the Neolithic site of Çatalhà ¶yà ¼k was primary exposed in the late 1950s and dig out by James Mellaart among 1961 and 1965. The site quickly became famed globally due to the large size and dense profession of the settlement, as well as the spectacular wall paintings and other art that was exposed within the houses (Britton, S. 2000, 144-65).This research is intended as a spatial approach of contemporary problems (and possible solutions) urban cities at the breach of the twenty-first century. We shall enfold a variety of problems appropriate to cities, including homelessness, ability location theory, downtown restitution, and so forth. All the way throughout, the main focus will be on the suggestion of class disparity and difficulty that is, the distinction based on income and wealth, which in lots of habits make lesser disparity in education, health and ecological excellence. Because all these subject exist jointly and interrelate in one place the city one of our major goals will be to appreciate the linkages in the middle of the a lot of aspects we study (Britton, S. 2000, 144-65).No doubt as urban geographers, we should take a spatial approach to the problems that at present beset cities. Urban geographers desire to be acquainted with where amazing is, why it is there, and why that location is significant. Further than something, it is this spatial approach to cities an approach that strives to appreciate how people and culture and power and associations are entrenched in a real geography of the city that is the central important feature of urban geography and the perceptive of urban problems (Butler, R. 2002, 31-46).This research will focus upon contemporary problems, that the development of mine field methods in archaeology is intimately tied to the social place of fieldworkers. We also reminder alienation in field contract archaeology today important from a wide range of factors, including a lack of fit among method and social and career aspirations.Spatial ApproachNo doubt, the modeling of spatial difference in disease risk is of attention in epidemiology for a number of reasons: to show disease occurrence or mortality rates geographically for evocative purposes; to notify on public health provision and on the success of avoidance programs such as screening; to place spatial epidemiologic studies in background by get hold of information on the â€Å"background risk† and to devise, or provide proof for, hypotheses relating to disease etiology. Ecologic studies have the benefit of using regularly obtainable data, but undergo from a number of difficulties due to the collective nature of the data. Exact residential locations for the cases and an example of healthy controls are preferable, but hardly ever are such data obtainable.The content of urban design-the formation and knowledge of urban space-covers territory claimed by masses of disciplines, counting architecture, urban planning, ge ography, sociology, psychology, political science, philosophy, and real estate. Yet, in their anxiety and their methods for dealing with space, dissimilarity among fields is as important as commonalties. In Design of Urban Space: An Inquiry into a Socio-Spatial Process, Many experts effort the alarming confront of developing a sociospatial process of urban design that put together theory, research, and philosophies of urban space from these dissimilar disciplines.GeographicAccording to the experts geohistory is analysis of regions and its analysis diagrams are a brilliant method of depicting stratigraphic data and conclusions and give a direct means of reading the timing and scale of geologic events. Quantification of paleontologic conclusions on age and environments now permits considerable modification and the custom use of linear scales in such portrayals. Geohistory diagrams thus were urbanized and have been used since 1970.Problems TodayMany further related problems of Çata lhà ¶yà ¼k appear in this appraisal. Even though we have seen a growing collaboration amongst contract archaeology and the academy, and the majority field geologists today hold degrees, there is still much evidence of a separation between contract geology and universities. But above all, and most flagrantly, our review points to the poor working conditions of many field geologists today. It is difficult to generalize, for there are dissimilarity in the middle of Çatalhà ¶yà ¼k’s sectors, but it seems that the role of the field geologist remains intensely difficult, even though the causes and nature of the problems may be different (Edward W. Soja, 2000).There are social, moral, and political reasons in Çatalhà ¶yà ¼k why this situation might be seen as unacceptable. But we want to argue here that there are also scientific reasons. In our view the low status of the excavator is associated with a less-than-optimal scientific approach. We consider below how an alte rnative spatial approach that we term â€Å"reflexive† would have various characteristics that imply a changed role for the excavator. The practice of reflexivity can take many forms (Edward W. Soja, 2000).At the research project at Catalhoyuk lots of dissimilar scientific specialists are brought to the site so that they can inspect material as it comes out of the earth. The research has spent in on-site laboratories and in-the-field techniques so that a broad variety of data specialists can work at the site. There is recurrent movement between laboratory and trench as people seek each other’s advice and try to enhance interpretation through increased information. This interaction is formalized at Catalhoyuk by â€Å"priority tours,† which every day or two bring specialists in a wide range of different types of data to the trench itself so that a dialogue can take place between excavators and data specialists. The aim of these tours is twofold. Their first funct ion is to decide collectively on which units (bounded soil units) should be prioritized for intensive study and sampling. The decision is made on a wide range of criteria, the criteria themselves being subject to negotiation. The material from priority units is fast-tracked through the system so that laboratory specialists can look at the material quickly and feed back that information to the excavators (Kermath, B., 2002, 173-90).Contemporary Urban Problems CitiesNo doubt, the fact of low income is the single best definition of poverty. Yet the barriers that imprison poor persons to the lowest economic layer are as much social and personal as they are financial and educational. The overriding social attendant of poverty is the deficiency of power. By powerlessness, we refer specially to the incapability to control or alter considerably one’s life situation and the forces impinging upon it. The personal concomitants of poverty comprise an inner sense of helplessness, hopeless ness, and insignificance.No doubt, the physical realities of poverty serve to strengthen these social and psychological features. Life is frequently drab, dingy, and with no dignity. With admiration to one feature of poverty, Clark has observed that â€Å"housing is no abstract social and political difficulty but an extension of a man’s personality†. He referred to the observable fact by which individual’s recognition with their physical environs and integrate this classification as a part of their sight of themselves.Thus it would seem significant that a strategy of mental health between the poor address itself to the external as well as the internal reality. Any policy of this type will also require being familiar with the priorities of the poor as they see them and believe the detail that mental health is less valued than money, food, housing, jobs, and wide-ranging health services.The life style of the urban poor stands for in part a response to those realit ies and priorities as well as a response to the condition of helplessness and dependence. For a number of, though surely not all, it may be without unity, warmth, or an organizing nidus. In this respect, the poor and the institutions that serve them frequently seem to mirror one another. Welfare offices and hospital clinics may be as untidy and drab as a slum apartment. Personnel are often curt, services are awkwardly organized, and the obtainable tone may be one of hostility and rejection.ConclusionNo doubt, it is not probable for great numbers of unskilled people to be drawn in quarry itself. One incomplete solution is to record and distribute information in such a method that larger and more discrete communities can be concerned. At Catalhoyuk diary writing has been used to hearten a additional open account of the understanding process. For instance, at Catalhoyuk the culture and problems of the excavated features engage straight quotes from the diary entries of the excavators an d orientation to and quotes from videos (Kermath, B., 2002, 173-90).We have left the question unanswered: Does reflexive archaeology claim to be better archaeology, or is it just different? In our view it is a better archaeology, for two sets of reasons. First, it is better science. It does not make false claims about finding what one expects to find or about imposing standardized methods. Rather, it responds to what is found and tries to use a wide range of techniques to make sense of what is found.The problems of communities of color still overlap, although they are undoubtedly not as similar as they were in the 1960s. We must reach back into the substance of multiple oppression politics and work together to find solutions that identify objective interests, advocate coalitional consciousness, and directly engage with power institutions as such politics would dictate. Political identity is not the concrete binding force that will overcome class differences. Neither is it the goal o f a social movement. Yet it is a notion that helps groups understand the transformations that must be made within the individual and the community. But it needs to fully shake off its historical cloak of unskilled, unthinking labor if it is to participate in contemporary social contexts (Kermath, B., 2002, 173-90). Sociology: Spatial Approaches To Urban Sociology Essay Thank you for reading this Sample!